**Effective Date:** November 12, 2026

Some features of the My Wallet (ex. MyTonWallet) application (the "Platform") are not provided by **My Wallet Apps Ltd.** (the "Company," "we," "us," or "our"), but by independent third-party providers ("Partner Services," as described in Section 2.7 of our [Terms of Use](/terms-of-use)). This page lists these providers and links to the documents that govern their services.

When you use a feature powered by one of the providers below, you enter into a separate agreement directly with that provider. Its terms of use, privacy policy and AML/KYC policy apply in addition to our [Terms of Use](/terms-of-use) and [Privacy Policy](/privacy-policy). By confirming an operation with a provider in the Platform, you acknowledge that you have read and accepted that provider's documents listed on this page.

Please note:

- The Company is not a party to your agreement with a provider and has no influence over its terms (Sections 4.9 and 4.10 of our Terms of Use).
- A provider may hold an operation and ask you to verify your identity or the source of your funds. Such checks are carried out by the provider or a verification service designated by it. The Company does not receive or store the documents you submit (Sections 7.3, 7.4 and 9.6 of our Terms of Use).
- The documents below are published and updated by the providers themselves. The version available on the provider's website at the time of your operation prevails.
- We may add or remove providers from this page as the Platform changes.

## 1. Cross-Chain Swaps

Swaps between assets on different blockchains are executed by one of the following providers. The provider is shown on the swap screen before you confirm the swap.

### Changelly

Cross-chain swap service operated by Marella LLC and its affiliates.

- [Terms of Use](https://changelly.com/terms-of-use)
- [Privacy Policy](https://changelly.com/privacy-policy)
- [AML/KYC Policy](https://changelly.com/aml-kyc)

### NEAR Intents

Cross-chain swap protocol.

- [Terms of Use](https://near.com/terms)
- [Privacy Policy](https://near.com/privacy)
- [Risk and Compliance](https://docs.near-intents.org/security-compliance/risk-and-compliance)

## 2. Buying and Selling Crypto

Purchases and sales of digital assets for fiat currency are processed by one of the following providers, depending on the currency you choose.

### MoonPay

Purchase and sale of digital assets with bank cards and other payment methods. The applicable MoonPay entity and its terms depend on your country of residence.

- [Terms of Use](https://www.moonpay.com/legal/terms_of_use)
- [Privacy Policy](https://www.moonpay.com/legal/privacy_policy)
- [AML/KYC: Account Verification](https://support.moonpay.com/en/articles/383332-how-to-verify-your-moonpay-account)